Terms of Use

These Terms of Use ("Terms") govern your access to and use of the TexHomeLoans.com website, which is operated by Florida Mortgage Pros LLC, a licensed FL Mortgage Broker & TX Mortgage Company (NMLS Company ID #1688623). By using this website, you agree to be bound by these Terms.

This is placeholder legal content provided as a starting point. It should be reviewed and customized by qualified legal counsel before being relied upon.

1. No Commitment to Lend

Nothing on this website constitutes a commitment to lend, an offer to extend credit, or an approval for a loan. Loan approval is subject to underwriting review, verification of information, credit qualification, property appraisal, title review, and other applicable conditions. Interest rates and program terms are subject to change without notice.

2. Accuracy of Information You Provide

You agree that all information you submit — including through inquiry forms, calculators, and our secure loan application portal — is true, accurate, and complete to the best of your knowledge. Providing false information in connection with a mortgage application may violate federal and state law.

3. Sharing With Underwriting & Lending Partners

You acknowledge that information you submit may be shared with wholesale lenders, underwriters, credit bureaus, verification services, appraisers, title companies, insurance providers, and other partners necessary to evaluate and process your loan, as described in our Privacy Policy.

4. Communications & E-SIGN Consent

By providing your contact information, you consent to receive communications from Florida Mortgage Pros LLC regarding your inquiry or loan, including by phone (which may be autodialed or prerecorded), text message, and email. You further agree that disclosures and other documents related to your loan may be delivered electronically. Consent to receive marketing communications is not a condition of any loan or service; you may opt out at any time.

5. Calculators & Estimates

Any payment calculators, rate examples, or scenario estimates on this website are for illustrative purposes only. Actual loan terms depend on individual credit, property, and program factors and are provided only in official written disclosures issued after application.

6. Intellectual Property

The content, design, logos, and materials on this website are the property of Florida Mortgage Pros LLC or its licensors and are protected by copyright, trademark, and other laws. You may not reproduce, modify, or redistribute any content without prior written permission.

7. Third-Party Links

This website may contain links to third-party sites (including our secure loan application portal). We are not responsible for the content, privacy practices, or availability of third-party sites.

8. Disclaimer & Limitation of Liability

This website is provided on an "as is" and "as available" basis without warranties of any kind, express or implied. To the fullest extent permitted by law, Florida Mortgage Pros LLC disclaims all liability for damages arising out of or in connection with your use of the website.

9. Governing Law & Regulatory Notice

These Terms are governed by the laws of the State of Florida, without regard to conflict-of-laws principles. Texas residential mortgage loan origination activities are regulated by the Texas Department of Savings and Mortgage Lending. See our Texas SML Consumer Complaint Notice for complaint procedures.

10. Changes to These Terms

We may update these Terms from time to time. Continued use of the website after changes are posted constitutes acceptance of the revised Terms.

11. Contact Us

Florida Mortgage Pros LLC
39865 US Highway 27, Davenport, FL 33837
Phone: 863-353-2712
Email: info@flmortgagepros.com