Privacy Policy

This Privacy Policy describes how Florida Mortgage Pros LLC ("we," "us," or "our"), operating the TexHomeLoans.com website, collects, uses, and shares information about you when you visit our website, submit an inquiry, apply for a mortgage loan, or otherwise interact with us. Florida Mortgage Pros LLC is a licensed FL Mortgage Broker & TX Mortgage Company, NMLS Company ID #1688623.

This is placeholder policy content provided as a starting point. It should be reviewed and customized by qualified legal counsel before being relied upon.

1. Information We Collect

We collect information you provide directly to us — including your name, phone number, email address, mailing address, date of birth, Social Security number, employment and income details, asset and debt information, property details, and any other information you submit in connection with a mortgage inquiry or application.

We may also collect information automatically when you use our website, such as your IP address, browser type, device identifiers, pages viewed, and referring URLs, through cookies and similar technologies.

2. How We Use Your Information

We use the information we collect to:

• Evaluate, process, underwrite, and service mortgage loan inquiries and applications;
• Verify your identity and prevent fraud;
• Communicate with you about your inquiry, application, or loan;
• Comply with applicable federal and state laws, including licensing and disclosure obligations under the Texas Department of Savings and Mortgage Lending and other regulators;
• Improve our website, marketing, and services.

3. How We Share Borrower Information

As a licensed mortgage broker and mortgage company, we share your information with the lending, underwriting, and settlement partners necessary to originate and close your loan. This may include:

• Wholesale lenders, investors, and underwriters considering your loan application;
• Credit reporting agencies and verification services (employment, income, assets, and identity);
• Appraisers, title companies, escrow agents, insurance providers, and closing attorneys;
• Service providers that support our loan origination system, secure document portal, and communications;
• Government agencies, regulators, and auditors as required by law or in response to lawful requests.

We do not sell your personal information. Information shared with our partners is limited to what is necessary to evaluate, underwrite, close, or service your loan.

4. Communications Consent

By submitting your contact information through our website, phone, or application portal, you consent to be contacted by Florida Mortgage Pros LLC and its authorized representatives regarding your mortgage inquiry or loan. Communications may occur by telephone (including autodialed or prerecorded calls), text message (SMS), or email at the phone number(s) and email address(es) you provide, even if that number is on a Do Not Call list.

Standard message and data rates may apply. Consent to receive marketing communications is not a condition of any loan or service. You may opt out at any time by replying "STOP" to text messages, using the unsubscribe link in emails, or contacting us at info@flmortgagepros.com or 863-353-2712.

5. Data Security

We maintain administrative, technical, and physical safeguards designed to protect the information we collect. No method of transmission over the internet is completely secure, and we cannot guarantee absolute security.

6. Cookies & Tracking

We use cookies and similar technologies to operate our website, remember preferences, measure site performance, and support marketing. You can control cookies through your browser settings; disabling them may affect site functionality.

7. Your Rights & Choices

Depending on your state of residence, you may have rights to access, correct, or delete personal information we hold about you, or to opt out of certain sharing. To exercise these rights, contact us using the information below.

8. Changes to This Policy

We may update this Privacy Policy from time to time. The "Last updated" date above reflects the most recent revision.

9. Contact Us

Florida Mortgage Pros LLC
39865 US Highway 27, Davenport, FL 33837
Phone: 863-353-2712
Email: info@flmortgagepros.com