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Flexible Conventional Mortgages for Texas Homebuyers
Secure your piece of Texas with a standard conventional loan. Perfect for buyers with solid credit and flexible down payment options.
What to expect
A conventional loan is one of the most popular mortgage options for Texas homebuyers. Backed by Fannie Mae and Freddie Mac guidelines rather than a government insurer, conventional financing rewards strong credit profiles with competitive rates, flexible terms, and the ability to drop mortgage insurance once you reach 20% equity. Our Texas loan officers will help you compare structures and lock in the right payment for your goals.
Program Highlights
- Down payments as low as 3% for qualified Texas buyers
- Fixed and adjustable-rate terms (10, 15, 20, 30 years)
- No mortgage insurance with 20% down
- Conforming loan limits across Texas counties